Qualified VA borrowers have access to one of the most straightforward and powerful refinance options around: the VA Interest Rate Reduction Refinance Loan (VA IRRRL), also known as a VA Streamline refinance.
VA Streamline refinance loans are relatively easy and can be completed quickly due to the fact that homeowners are refinancing from one VA loan product to another.
- Your current mortgage must be a VA home loan.
- You must be current on your mortgage payments.
- The new interest rate must be at least 0.5% lower.
- Confirm that you have used the property as your primary residence.
- You cannot receive cash from the IRRRL.
- The property must be associated with your VA loan entitlement.
"Ben Miller's background and expertise took the pressure and weight off our transition from Active Duty to retired life. He guided our loan quickly through the process, answered questions and every call we had and ultimately landing the family into our next chapter and home. If you have questions about the loan process, don't know if you have the right person working for your family/loan, then I suggest you quickly switch to Ben Miller and move forward with confidence."
"Was the smoothest part of my buying experience. I vetted a few others and he was simply the best option. He was knowledgeable on my VA loan, his rates were very comparable, but the customer service is what got me. He was very responsive and I gave him so many last minute "can I have this five minutes ago" requests. He delivered on them all. Highly recommend."
How much could you save with lower monthly payments?
No appraisal needed in most instances
No requirement to currently occupy the home
No requirement for out-of-pocket costs
Ben Miller | NMLS # 974522 | https://www.benmillerloans.com/ | (423) 494-8894 | 404 S Roan Street, Johnson City, TN 37601
Barrett Financial Group, L.L.C. | https://www.barrettfinancial.com/ | NMLS #181106 | 275 E Rivulon Blvd, Suite 200, Gilbert, AZ 85297
GA 181106 | TN 204577 | VA MC-7357 & MC-7357 | Equal Housing Opportunity | This is not a commitment to lend. All loans are subject to credit approval. | nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181106
Rate availability will depend upon an individual's credit score and details of the loan transaction.
Items needed for rate quote and underwriting: Driver License/ID, Current mortgage statement, Homeowners Insurance info, Property Tax info, Copy of mortgage Note.
Call or text me directly
(423) 494-8894
